If you own your home and have built up a significant amount of equity, you may have considered using some of it to give yourself more financial flexibility in later life. Perhaps you want to make improvements to your home, repay an existing mortgage, help your family financially or simply have some extra money available. …
Is Equity Release a Good Idea? What You Need to Consider Before Deciding Read More »
You’ve found a property at auction, but you’ve only got a few weeks to complete. Or maybe you’ve spotted an investment opportunity that needs some serious work before a standard mortgage is even an option. These are the kinds of situations where unregulated bridging loans can come into the picture. But the word “unregulated” can …
Unregulated Bridging Loans: When and Why Are They Used? Read More »
Being declined for a mortgage can feel like a huge setback, but it doesn’t necessarily mean you can’t buy or remortgage a property. Every lender has different criteria, so being turned down by one lender doesn’t automatically mean another will make the same decision. Whether your mortgage was declined due to affordability, after an Agreement …
5 Things to Do If Your Mortgage Application Is Declined Read More »
Many people assume that having adverse credit means getting a mortgage is impossible. While adverse credit can make borrowing more challenging, it does not automatically mean you will be declined. In fact, there are specialist lenders who consider applications from people with a range of credit issues. In this guide, we’ll explain what is classed …
Buying a property isn’t always straightforward; property chains may collapse and leave you in a vulnerable state of having to sell a property before buying the next. This is where bridging loans come in. In this blog, we will guide you through: Whether you’re exploring bridging loans for property purchase, or simply improving your financial …
